Veterans and service members often experience an unexpected surge in VA home loan spam messages when interest rates drop or after inquiring about a home refinance. The good news is that there are ways to avoid spam. If you get a spam message via email or text, don’t click on any links in the message.
Steps to reduce spam
| Step | Action | Why it works |
|---|---|---|
| 1 | Register at DoNotCall.gov | Blocks most unsolicited sales calls quickly. |
| 2 | Opt-out per call: Request removal and note date/time | Lenders must comply under federal rules. |
| 3 | Block numbers via carrier apps; report to FTC at consumer.ftc.gov/complaint | Stops repeats and flags violations. |
| 4 | Limit info-sharing: verify via your service statement contact | Prevents “VA-exclusive” scam deals |
| 5 | Opt-out of data sharing: Check lender sites ‘Terms of Service’ (privacy policy) when comparing rates. (opt out of info-sharing when possible) |
Stops your data from being sold to other lenders, reducing future spam at the source. |
Veterans support resources
- Financial Tools: Build credit and stability with the Veterans Benefits Banking Program.
- Fraud Tips: See Benefits.VA.gov/Benefits/Fraud-Prevention.
- Housing Help: Call VA Loan Guaranty Service at 877-827-3702 or visit Benefits.VA.gov/HomeLoans.
- Crisis Support: Dial 988 (press 1) for the Veterans Crisis Line; more at Mentalhealth.VA.gov/Get-Help.
Fewer calls means less stress. Empower yourself and fellow Veterans: Share to spread the word.
Photo by Mariia Shalabaieva on Unsplash
